/* ============================================
   SWIFTPAY VTU PLATFORM — DESIGN SYSTEM
   Aesthetic: Dark luxury fintech with amber gold accents
   ============================================ */

:root {
  --bg-0: #080b10;
  --bg-1: #0d1117;
  --bg-2: #141a24;
  --bg-3: #1c2535;
  --bg-glass: rgba(20, 26, 36, 0.7);
  --border: rgba(255,255,255,0.07);
  --border-active: rgba(255,183,0,0.35);

  --gold: #ffb700;
  --gold-dim: #cc9200;
  --gold-glow: rgba(255,183,0,0.18);
  --gold-text: #ffe580;

  --text-0: #f0f4ff;
  --text-1: #a8b2c8;
  --text-2: #5a6478;
  --text-danger: #ff5252;
  --text-success: #00e096;
  --text-info: #5fb3ff;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-xl: 32px;

  --shadow-card: 0 8px 40px rgba(0,0,0,0.5), 0 0 0 1px rgba(255,255,255,0.05);
  --shadow-gold: 0 0 30px rgba(255,183,0,0.25);
  --transition: all 0.22s cubic-bezier(0.4,0,0.2,1);

  --font-display: 'Syne', sans-serif;
  --font-body: 'DM Sans', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--bg-0);
  color: var(--text-0);
  min-height: 100vh;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

/* ── NOISE TEXTURE OVERLAY ── */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.03'/%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 9999;
  opacity: 0.4;
}

/* ── SCROLLBAR ── */
::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: var(--bg-1); }
::-webkit-scrollbar-thumb { background: var(--bg-3); border-radius: 4px; }

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4 { font-family: var(--font-display); letter-spacing: -0.02em; }

/* ── LAYOUT ── */
#app { min-height: 100vh; }

.screen {
  display: none;
  min-height: 100vh;
  animation: fadeIn 0.35s ease;
}
.screen.active { display: flex; }

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ============================================
   AUTH SCREENS
   ============================================ */
.auth-screen {
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 24px;
  position: relative;
  min-height: 100vh;
}

.auth-bg-glow {
  position: fixed;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(ellipse, rgba(255,183,0,0.08) 0%, transparent 70%);
  top: -200px; right: -200px;
  pointer-events: none;
}
.auth-bg-glow2 {
  position: fixed;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(ellipse, rgba(95,179,255,0.06) 0%, transparent 70%);
  bottom: -100px; left: -100px;
  pointer-events: none;
}

.auth-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 40px;
  text-decoration: none;
}
.auth-logo-mark {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--gold), #ff8c00);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  box-shadow: 0 4px 20px rgba(255,183,0,0.4);
}
.auth-logo-name {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 800;
  color: var(--text-0);
}
.auth-logo-name span { color: var(--gold); }

.auth-card {
  background: var(--bg-1);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 40px;
  width: 100%;
  max-width: 440px;
  max-height: 92vh;
  overflow-y: auto;
  box-shadow: var(--shadow-card);
  position: relative;
}
.auth-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  opacity: 0.6;
}

.auth-card-title {
  font-size: 26px;
  font-weight: 800;
  margin-bottom: 6px;
}
.auth-card-sub {
  color: var(--text-1);
  font-size: 14px;
  margin-bottom: 30px;
}

.form-group { margin-bottom: 18px; }
.form-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-1);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.form-input {
  width: 100%;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 13px 16px;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--text-0);
  outline: none;
  transition: var(--transition);
}
.form-input:focus {
  border-color: var(--gold);
  background: var(--bg-3);
  box-shadow: 0 0 0 3px var(--gold-glow);
}
.form-input::placeholder { color: var(--text-2); }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.input-icon-wrap {
  position: relative;
}
.input-icon-wrap .form-input {
  padding-left: 44px;
}
.input-icon {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 16px;
  color: var(--text-2);
  pointer-events: none;
}
.input-icon-right {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 16px;
  color: var(--text-2);
  cursor: pointer;
  pointer-events: all;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 24px;
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--gold), #ff8c00);
  color: #000;
  box-shadow: 0 4px 20px rgba(255,183,0,0.3);
  width: 100%;
}
.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 8px 30px rgba(255,183,0,0.45);
}
.btn-primary:active { transform: translateY(0); }

.btn-ghost {
  background: transparent;
  color: var(--text-1);
  border: 1px solid var(--border);
}
.btn-ghost:hover {
  background: var(--bg-2);
  color: var(--text-0);
  border-color: rgba(255,255,255,0.12);
}

.btn-danger {
  background: rgba(255,82,82,0.12);
  color: var(--text-danger);
  border: 1px solid rgba(255,82,82,0.2);
}
.btn-success {
  background: rgba(0,224,150,0.12);
  color: var(--text-success);
  border: 1px solid rgba(0,224,150,0.2);
}

.btn-sm { padding: 8px 16px; font-size: 13px; }
.btn-icon { padding: 10px; border-radius: 10px; }

.auth-alt {
  text-align: center;
  margin-top: 20px;
  font-size: 14px;
  color: var(--text-1);
}
.auth-alt a {
  color: var(--gold);
  text-decoration: none;
  font-weight: 600;
  cursor: pointer;
}
.auth-alt a:hover { text-decoration: underline; }

.divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 24px 0;
  color: var(--text-2);
  font-size: 12px;
}
.divider::before, .divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}

/* OTP Grid */
.otp-grid {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin: 20px 0;
}
.otp-cell {
  width: 44px;
  height: 52px;
  background: var(--bg-2);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  text-align: center;
  font-size: 22px;
  font-weight: 700;
  color: var(--text-0);
  font-family: var(--font-display);
  outline: none;
  transition: var(--transition);
  flex-shrink: 0;
}
.otp-cell:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

/* PIN Grid */
.pin-grid {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin: 20px 0;
}
.pin-cell {
  width: 52px;
  height: 60px;
  background: var(--bg-2);
  border: 2px solid var(--border);
  border-radius: var(--radius-md);
  font-size: 24px;
  font-weight: 700;
  color: var(--text-0);
  text-align: center;
  font-family: var(--font-display);
  outline: none;
  transition: var(--transition);
  flex-shrink: 0;
}
.pin-cell:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

/* ============================================
   APP LAYOUT (Authenticated)
   ============================================ */
.app-layout {
  flex-direction: column;
  min-height: 100vh;
}

.app-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
  background: rgba(8,11,16,0.8);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  cursor: pointer;
}
.header-logo-mark {
  width: 34px; height: 34px;
  background: linear-gradient(135deg, var(--gold), #ff8c00);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}

.header-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-btn {
  padding: 8px 16px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-1);
  cursor: pointer;
  transition: var(--transition);
  border: none;
  background: transparent;
  font-family: var(--font-body);
  display: flex;
  align-items: center;
  gap: 6px;
}
.nav-btn:hover, .nav-btn.active {
  background: var(--bg-2);
  color: var(--text-0);
}
.nav-btn.active { color: var(--gold); }

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.notif-btn {
  position: relative;
  width: 38px; height: 38px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 16px;
  transition: var(--transition);
  color: var(--text-1);
}
.notif-btn:hover { background: var(--bg-3); color: var(--text-0); }
.notif-badge {
  position: absolute;
  top: -4px; right: -4px;
  width: 16px; height: 16px;
  background: var(--gold);
  border-radius: 50%;
  font-size: 10px;
  color: #000;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

.avatar-btn {
  width: 38px; height: 38px;
  background: linear-gradient(135deg, var(--gold-dim), var(--gold));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 15px;
  color: #000;
  cursor: pointer;
  font-family: var(--font-display);
  flex-shrink: 0;
  border: 2px solid rgba(255,183,0,0.3);
}

.app-body {
  flex: 1;
  display: flex;
  overflow: hidden;
}

.sidebar {
  width: 240px;
  background: var(--bg-1);
  border-right: 1px solid var(--border);
  padding: 24px 12px;
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex-shrink: 0;
  overflow-y: auto;
}

.sidebar-section {
  padding: 8px 12px 4px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-2);
  margin-top: 12px;
}

.sidebar-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 14px;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition);
  font-size: 14px;
  font-weight: 500;
  color: var(--text-1);
  border: 1px solid transparent;
  user-select: none;
}
.sidebar-item .icon { font-size: 17px; width: 20px; text-align: center; }
.sidebar-item:hover { background: var(--bg-2); color: var(--text-0); }
.sidebar-item.active {
  background: var(--gold-glow);
  color: var(--gold-text);
  border-color: var(--border-active);
  font-weight: 600;
}
.sidebar-item.active .icon { color: var(--gold); }

.sidebar-badge {
  margin-left: auto;
  background: var(--gold);
  color: #000;
  font-size: 11px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 20px;
  font-family: var(--font-display);
}

.main-content {
  flex: 1;
  overflow-y: auto;
  padding: 28px 32px;
  background: var(--bg-0);
}

/* ============================================
   PANEL PAGES
   ============================================ */
.panel { display: none; }
.panel.active { display: block; animation: fadeIn 0.3s ease; }

.page-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 28px;
}
.page-title {
  font-size: 26px;
  font-weight: 800;
  letter-spacing: -0.03em;
}
.page-sub {
  font-size: 14px;
  color: var(--text-1);
  margin-top: 4px;
}

/* CARDS */
.card {
  background: var(--bg-1);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: var(--transition);
}
.card:hover { border-color: rgba(255,255,255,0.1); }

.card-title {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-2);
  margin-bottom: 12px;
}

/* STATS GRID */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

.stat-card {
  background: var(--bg-1);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 22px;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}
.stat-card:hover {
  border-color: rgba(255,255,255,0.1);
  transform: translateY(-1px);
  box-shadow: var(--shadow-card);
}
.stat-card::after {
  content: '';
  position: absolute;
  top: -30px; right: -30px;
  width: 80px; height: 80px;
  border-radius: 50%;
  opacity: 0.1;
}
.stat-card.gold::after { background: var(--gold); }
.stat-card.blue::after { background: var(--text-info); }
.stat-card.green::after { background: var(--text-success); }
.stat-card.red::after { background: var(--text-danger); }

.stat-icon {
  font-size: 22px;
  margin-bottom: 14px;
  display: block;
}
.stat-label {
  font-size: 12px;
  color: var(--text-1);
  font-weight: 500;
  margin-bottom: 6px;
}
.stat-value {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 800;
  letter-spacing: -0.03em;
}
.stat-card.gold .stat-value { color: var(--gold-text); }
.stat-card.blue .stat-value { color: var(--text-info); }
.stat-card.green .stat-value { color: var(--text-success); }
.stat-card.red .stat-value { color: var(--text-danger); }

.stat-change {
  margin-top: 8px;
  font-size: 12px;
  display: flex;
  align-items: center;
  gap: 4px;
}
.stat-change.up { color: var(--text-success); }
.stat-change.down { color: var(--text-danger); }

/* WALLET CARD */
.wallet-hero {
  background: linear-gradient(135deg, #141a24 0%, #1c2535 50%, #141a24 100%);
  border: 1px solid var(--border-active);
  border-radius: var(--radius-xl);
  padding: 32px;
  margin-bottom: 24px;
  position: relative;
  overflow: hidden;
}
.wallet-hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 200px; height: 200px;
  background: radial-gradient(ellipse, var(--gold-glow) 0%, transparent 70%);
}
.wallet-hero::after {
  content: '';
  position: absolute;
  bottom: -60px; left: 40%;
  width: 250px; height: 150px;
  background: radial-gradient(ellipse, rgba(95,179,255,0.07) 0%, transparent 70%);
}
.wallet-network {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}
.wallet-network-name {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-1);
}
.wallet-chip {
  display: flex;
  gap: 4px;
}
.wallet-chip-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
}
.wallet-chip-dot:nth-child(1) { background: var(--gold); }
.wallet-chip-dot:nth-child(2) { background: rgba(255,183,0,0.5); margin-left: -3px; }

.wallet-balance-label {
  font-size: 12px;
  color: var(--text-1);
  margin-bottom: 6px;
  position: relative; z-index: 1;
}
.wallet-balance {
  font-family: var(--font-display);
  font-size: 44px;
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1;
  margin-bottom: 24px;
  position: relative; z-index: 1;
}
.wallet-balance .currency { font-size: 24px; color: var(--gold); margin-right: 4px; }
.wallet-balance .cents { font-size: 24px; color: var(--text-1); }

.wallet-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: relative; z-index: 1;
}
.wallet-account {
  font-size: 13px;
  color: var(--text-1);
}
.wallet-account strong {
  color: var(--text-0);
  font-family: var(--font-display);
  font-size: 16px;
  letter-spacing: 0.08em;
  display: block;
  margin-top: 2px;
}
.wallet-actions {
  display: flex;
  gap: 8px;
}
.wallet-action-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  padding: 10px 16px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition);
  font-size: 11px;
  color: var(--text-1);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.wallet-action-btn .wa-icon { font-size: 18px; }
.wallet-action-btn:hover {
  background: rgba(255,183,0,0.12);
  border-color: rgba(255,183,0,0.25);
  color: var(--gold-text);
}

/* QUICK ACTIONS */
.quick-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}

.qa-item {
  background: var(--bg-1);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px 16px;
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  user-select: none;
}
.qa-item:hover {
  border-color: var(--border-active);
  background: var(--bg-2);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
}
.qa-icon {
  width: 50px; height: 50px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.qa-icon.orange { background: rgba(255,140,0,0.15); }
.qa-icon.blue { background: rgba(95,179,255,0.12); }
.qa-icon.purple { background: rgba(167,139,250,0.12); }
.qa-icon.green { background: rgba(0,224,150,0.1); }
.qa-icon.red { background: rgba(255,82,82,0.1); }
.qa-icon.teal { background: rgba(0,200,200,0.1); }
.qa-icon.pink { background: rgba(255,100,130,0.1); }
.qa-icon.gold { background: rgba(255,183,0,0.12); }

.qa-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-1);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* GRID 2-COL */
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 24px;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

/* TRANSACTIONS LIST */
.tx-list { display: flex; flex-direction: column; gap: 2px; }

.tx-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  cursor: default;
}
.tx-item:hover { background: var(--bg-2); }

.tx-icon {
  width: 42px; height: 42px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}
.tx-icon.credit { background: rgba(0,224,150,0.1); }
.tx-icon.debit { background: rgba(255,82,82,0.1); }
.tx-icon.pending { background: rgba(255,183,0,0.1); }

.tx-info { flex: 1; min-width: 0; }
.tx-name {
  font-size: 14px;
  font-weight: 600;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.tx-meta {
  font-size: 12px;
  color: var(--text-2);
  margin-top: 2px;
}

.tx-amount {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15px;
  text-align: right;
}
.tx-amount.credit { color: var(--text-success); }
.tx-amount.debit { color: var(--text-danger); }
.tx-amount.pending { color: var(--gold); }

.tx-status {
  font-size: 11px;
  padding: 3px 9px;
  border-radius: 20px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.tx-status.success { background: rgba(0,224,150,0.12); color: var(--text-success); }
.tx-status.failed { background: rgba(255,82,82,0.12); color: var(--text-danger); }
.tx-status.pending { background: rgba(255,183,0,0.12); color: var(--gold); }

/* MINI CHART (SVG-based sparkline) */
.mini-chart-wrap {
  height: 60px;
  margin-top: 12px;
}

/* PROGRESS BAR */
.progress-bar {
  height: 6px;
  background: var(--bg-3);
  border-radius: 3px;
  overflow: hidden;
  margin-top: 8px;
}
.progress-fill {
  height: 100%;
  border-radius: 3px;
  background: linear-gradient(90deg, var(--gold), #ff8c00);
  transition: width 0.8s ease;
}

/* NETWORK PILLS */
.network-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 20px;
}
.network-pill {
  padding: 8px 16px;
  border-radius: 30px;
  border: 1px solid var(--border);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
  background: var(--bg-2);
  color: var(--text-1);
  user-select: none;
}
.network-pill:hover, .network-pill.active {
  border-color: var(--border-active);
  background: var(--gold-glow);
  color: var(--gold-text);
}
.network-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
}

/* DATA PACKAGES */
.data-packages {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin: 20px 0;
}
.data-pkg {
  padding: 14px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  background: var(--bg-2);
  cursor: pointer;
  transition: var(--transition);
  text-align: center;
  user-select: none;
}
.data-pkg:hover, .data-pkg.active {
  border-color: var(--border-active);
  background: var(--gold-glow);
}
.data-pkg-size {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 800;
  color: var(--text-0);
}
.data-pkg-price {
  font-size: 13px;
  color: var(--gold);
  font-weight: 600;
  margin-top: 4px;
}
.data-pkg-validity {
  font-size: 11px;
  color: var(--text-2);
  margin-top: 2px;
}

/* MODAL */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.7);
  backdrop-filter: blur(6px);
  z-index: 500;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.modal-overlay.open { display: flex; animation: fadeIn 0.2s ease; }

.modal {
  background: var(--bg-1);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  width: 100%;
  max-width: 460px;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
}
.modal::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  opacity: 0.5;
}
.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 28px;
  border-bottom: 1px solid var(--border);
}
.modal-title {
  font-size: 18px;
  font-weight: 700;
  font-family: var(--font-display);
}
.modal-close {
  width: 32px; height: 32px;
  border-radius: 8px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  color: var(--text-1);
  transition: var(--transition);
}
.modal-close:hover { background: var(--bg-3); color: var(--text-0); }

.modal-body { padding: 24px 28px; }
.modal-footer {
  padding: 20px 28px;
  border-top: 1px solid var(--border);
  display: flex;
  gap: 10px;
  justify-content: flex-end;
}

/* TOAST */
.toast-container {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 9000;
  display: flex;
  flex-direction: column;
  gap: 8px;
  align-items: flex-end;
}
.toast {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 280px;
  max-width: 360px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.5);
  animation: slideInRight 0.3s ease;
  font-size: 14px;
}
.toast.success { border-color: rgba(0,224,150,0.25); }
.toast.error { border-color: rgba(255,82,82,0.25); }
.toast.info { border-color: rgba(95,179,255,0.2); }

.toast-icon { font-size: 18px; flex-shrink: 0; }
.toast-msg { flex: 1; font-weight: 500; }

@keyframes slideInRight {
  from { opacity: 0; transform: translateX(20px); }
  to   { opacity: 1; transform: translateX(0); }
}

/* TABLE */
.data-table {
  width: 100%;
  border-collapse: collapse;
}
.data-table th {
  text-align: left;
  padding: 12px 16px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-2);
  border-bottom: 1px solid var(--border);
}
.data-table td {
  padding: 14px 16px;
  font-size: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  vertical-align: middle;
}
.data-table tr:hover td { background: var(--bg-2); }
.data-table tr:last-child td { border-bottom: none; }

/* SELECT */
.form-select {
  width: 100%;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 13px 16px;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--text-0);
  outline: none;
  transition: var(--transition);
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6478' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
}
.form-select:focus {
  border-color: var(--gold);
  background-color: var(--bg-3);
  box-shadow: 0 0 0 3px var(--gold-glow);
}
.form-select option { background: var(--bg-2); }

/* TOGGLE */
.toggle-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.toggle-info { flex: 1; }
.toggle-label { font-size: 14px; font-weight: 600; }
.toggle-desc { font-size: 12px; color: var(--text-2); margin-top: 2px; }

.toggle {
  position: relative;
  width: 44px; height: 24px;
  flex-shrink: 0;
}
.toggle input { opacity: 0; width: 0; height: 0; }
.toggle-slider {
  position: absolute;
  cursor: pointer;
  inset: 0;
  background: var(--bg-3);
  border-radius: 24px;
  transition: var(--transition);
  border: 1px solid var(--border);
}
.toggle-slider::before {
  content: '';
  position: absolute;
  left: 3px; top: 3px;
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--text-2);
  transition: var(--transition);
}
.toggle input:checked + .toggle-slider { background: var(--gold-glow); border-color: var(--border-active); }
.toggle input:checked + .toggle-slider::before {
  transform: translateX(20px);
  background: var(--gold);
}

/* SEARCH BAR */
.search-bar {
  position: relative;
  margin-bottom: 20px;
}
.search-bar .form-input {
  padding-left: 44px;
}
.search-bar::before {
  content: '🔍';
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 15px;
  z-index: 1;
}

/* CHIPS / FILTERS */
.filter-chips {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
.chip {
  padding: 6px 14px;
  border-radius: 30px;
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  border: 1px solid var(--border);
  color: var(--text-1);
  background: var(--bg-2);
  user-select: none;
}
.chip:hover, .chip.active {
  background: var(--gold-glow);
  border-color: var(--border-active);
  color: var(--gold-text);
}

/* EMPTY STATE */
.empty-state {
  text-align: center;
  padding: 60px 20px;
  color: var(--text-2);
}
.empty-icon { font-size: 48px; margin-bottom: 16px; opacity: 0.6; }
.empty-title { font-size: 16px; font-weight: 600; color: var(--text-1); margin-bottom: 6px; }
.empty-desc { font-size: 13px; }

/* BENEFICIARY CARD */
.beneficiary-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 20px;
}
.bene-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 14px 10px;
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
  user-select: none;
}
.bene-card:hover {
  border-color: var(--border-active);
  background: var(--gold-glow);
}
.bene-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 16px;
  margin: 0 auto 8px;
  background: linear-gradient(135deg, var(--gold-dim), var(--gold));
  color: #000;
  font-family: var(--font-display);
}
.bene-name { font-size: 12px; font-weight: 600; }
.bene-number { font-size: 11px; color: var(--text-2); margin-top: 2px; }

/* REFERRAL CARD */
.referral-card {
  background: linear-gradient(135deg, rgba(255,183,0,0.08), rgba(255,140,0,0.05));
  border: 1px solid var(--border-active);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.referral-code {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 800;
  letter-spacing: 0.1em;
  color: var(--gold-text);
  background: rgba(255,183,0,0.1);
  border: 1px dashed rgba(255,183,0,0.3);
  border-radius: var(--radius-sm);
  padding: 8px 16px;
  cursor: pointer;
  transition: var(--transition);
}
.referral-code:hover { background: rgba(255,183,0,0.2); }

/* PROFILE SECTION */
.profile-header {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 28px;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--border);
}
.profile-avatar-lg {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold-dim), var(--gold));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
  font-weight: 800;
  color: #000;
  font-family: var(--font-display);
  border: 3px solid rgba(255,183,0,0.3);
  flex-shrink: 0;
}
.profile-name { font-size: 22px; font-weight: 800; }
.profile-email { font-size: 14px; color: var(--text-1); margin-top: 4px; }
.profile-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 12px;
  background: rgba(0,224,150,0.1);
  border: 1px solid rgba(0,224,150,0.2);
  border-radius: 20px;
  font-size: 11px;
  color: var(--text-success);
  font-weight: 600;
  margin-top: 8px;
}

/* ADMIN SPECIFIC */
.admin-badge {
  background: linear-gradient(135deg, var(--gold), #ff8c00);
  color: #000;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 20px;
  font-family: var(--font-display);
}

/* ANNOUNCEMENT FORM */
.announce-preview {
  background: rgba(95,179,255,0.08);
  border: 1px solid rgba(95,179,255,0.2);
  border-radius: var(--radius-md);
  padding: 16px;
  margin-top: 16px;
  font-size: 14px;
  color: var(--text-info);
  font-style: italic;
  min-height: 60px;
}

/* LOADING SPINNER */
.spinner {
  width: 20px; height: 20px;
  border: 2px solid rgba(255,183,0,0.2);
  border-top-color: var(--gold);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
  display: inline-block;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* BADGE INDICATOR */
.badge {
  display: inline-flex;
  align-items: center;
  padding: 2px 8px;
  border-radius: 20px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.badge.active { background: rgba(0,224,150,0.12); color: var(--text-success); }
.badge.inactive { background: rgba(255,82,82,0.12); color: var(--text-danger); }
.badge.pending { background: rgba(255,183,0,0.12); color: var(--gold); }
.badge.kyc { background: rgba(95,179,255,0.12); color: var(--text-info); }

/* BACK BTN */
.back-btn {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: var(--text-1);
  cursor: pointer;
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  margin-bottom: 20px;
  width: fit-content;
}
.back-btn:hover { background: var(--bg-2); color: var(--text-0); }

/* AMOUNT SHORTCUTS */
.amount-shortcuts {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.amount-btn {
  padding: 6px 14px;
  border-radius: var(--radius-sm);
  background: var(--bg-2);
  border: 1px solid var(--border);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  color: var(--text-1);
}
.amount-btn:hover {
  border-color: var(--border-active);
  color: var(--gold-text);
  background: var(--gold-glow);
}

/* SECTION HEADING */
.section-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}
.section-title {
  font-size: 16px;
  font-weight: 700;
  font-family: var(--font-display);
}
.section-action {
  font-size: 13px;
  color: var(--gold);
  cursor: pointer;
  font-weight: 600;
  transition: var(--transition);
}
.section-action:hover { text-decoration: underline; }

/* KYC STEPS */
.kyc-steps {
  display: flex;
  gap: 0;
  margin-bottom: 28px;
  position: relative;
}
.kyc-steps::before {
  content: '';
  position: absolute;
  top: 18px; left: 18px; right: 18px;
  height: 2px;
  background: var(--border);
}
.kyc-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  position: relative;
  z-index: 1;
}
.kyc-step-dot {
  width: 36px; height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  font-family: var(--font-display);
  background: var(--bg-2);
  border: 2px solid var(--border);
  color: var(--text-2);
  transition: var(--transition);
}
.kyc-step.done .kyc-step-dot {
  background: var(--gold-glow);
  border-color: var(--border-active);
  color: var(--gold);
}
.kyc-step-label { font-size: 11px; color: var(--text-2); font-weight: 600; }
.kyc-step.done .kyc-step-label { color: var(--gold-text); }

/* Responsive tweaks */
@media (max-width: 900px) {
  .sidebar { display: none; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .quick-actions { grid-template-columns: repeat(4, 1fr); }
  .data-packages { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .main-content { padding: 20px 16px; }
  .wallet-balance { font-size: 32px; }
  .quick-actions { grid-template-columns: repeat(4, 1fr); gap: 8px; }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .auth-card { padding: 28px 24px; }
  .grid-2 { grid-template-columns: 1fr; }
  .beneficiary-grid { grid-template-columns: repeat(3, 1fr); }
}

/* Utilities */
.mt-4 { margin-top: 4px; }
.mt-8 { margin-top: 8px; }
.mt-12 { margin-top: 12px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.text-center { text-align: center; }
.text-right { text-align: right; }
.text-gold { color: var(--gold); }
.text-success { color: var(--text-success); }
.text-danger { color: var(--text-danger); }
.text-muted { color: var(--text-2); }
.fw-700 { font-weight: 700; }
.flex { display: flex; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-8 { gap: 8px; }
.gap-12 { gap: 12px; }
.flex-1 { flex: 1; }
.w-full { width: 100%; }
.relative { position: relative; }
.hidden { display: none !important; }

/* ═══════════════════════════════════════════════════════════
   PREMIUM DASHBOARD — NEW STYLES
   ═══════════════════════════════════════════════════════════ */

/* ── WALLET CARD ──────────────────────────────────────────── */
.wallet-card-wrap { margin-bottom: 20px; }
.wallet-card {
  background: linear-gradient(135deg, #1c2235 0%, #141a28 40%, #1e2a1a 100%);
  border: 1px solid rgba(255,183,0,0.25);
  border-radius: 20px;
  padding: 28px 28px 20px;
  position: relative;
  overflow: hidden;
  min-height: 180px;
}
.wc-bg-glow {
  position: absolute;
  top: -80px; right: -80px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(255,183,0,0.12) 0%, transparent 70%);
  pointer-events: none;
}
.wc-bg-circle {
  position: absolute;
  bottom: -60px; left: -40px;
  width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(59,130,246,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.wc-front { position: relative; z-index: 1; }
.wc-top { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 20px; }
.wc-brand { display: flex; align-items: center; gap: 8px; }
.wc-logo-mark {
  width: 32px; height: 32px;
  background: linear-gradient(135deg, #ffb700, #ff8800);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px;
  box-shadow: 0 0 16px rgba(255,183,0,0.3);
}
.wc-logo-text { font-family: var(--font-display); font-size: 16px; font-weight: 800; color: #fff; }
.wc-logo-text span { color: var(--gold); }
.wc-top-right { display: flex; align-items: center; gap: 10px; }
.wc-badge {
  font-size: 10px; font-weight: 700;
  padding: 4px 10px;
  border-radius: 100px;
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.6);
  background: rgba(255,255,255,0.06);
  letter-spacing: 0.5px;
}
.wc-badge.gold { color: #ffb700; border-color: rgba(255,183,0,0.35); background: rgba(255,183,0,0.1); }
.wc-badge.silver { color: #94a3b8; border-color: rgba(148,163,184,0.35); background: rgba(148,163,184,0.1); }
.wc-eye-btn {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  padding: 5px 8px;
  cursor: pointer;
  font-size: 14px;
  transition: var(--transition);
  color: var(--text-0);
}
.wc-eye-btn:hover { background: rgba(255,183,0,0.15); border-color: rgba(255,183,0,0.3); }
.wc-balance-label { font-size: 11px; color: rgba(255,255,255,0.5); margin-bottom: 6px; text-transform: uppercase; letter-spacing: 1px; }
.wc-balance {
  font-family: var(--font-display);
  font-size: 40px;
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
  margin-bottom: 22px;
  color: #fff;
}
.wc-balance .currency { font-size: 20px; color: var(--gold); margin-right: 3px; vertical-align: super; }
.wc-balance .cents { font-size: 20px; color: rgba(255,255,255,0.5); }
.wc-bottom { display: flex; align-items: flex-end; justify-content: space-between; }
.wc-account-label { font-size: 10px; color: rgba(255,255,255,0.4); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 4px; }
.wc-account-num {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.9);
  display: flex; align-items: center; gap: 8px;
}
.wc-copy-btn {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 6px;
  padding: 3px 7px;
  font-size: 13px;
  cursor: pointer;
  color: var(--gold);
  transition: var(--transition);
}
.wc-copy-btn:hover { background: rgba(255,183,0,0.15); }
.wc-chip-wrap { display: flex; align-items: center; gap: 10px; }
.wc-chip {
  width: 28px; height: 20px;
  border-radius: 4px;
  border: 1px solid rgba(255,183,0,0.5);
  background: linear-gradient(135deg, rgba(255,183,0,0.2), rgba(255,136,0,0.1));
  display: flex; flex-direction: column; justify-content: center; gap: 3px; padding: 3px 4px;
}
.wc-chip-line { height: 2px; background: rgba(255,183,0,0.5); border-radius: 1px; }
.wc-contactless { display: flex; gap: 2px; align-items: center; }
.wc-wave {
  width: 8px; height: 12px;
  border: 2px solid rgba(255,255,255,0.25);
  border-left: none;
  border-radius: 0 50% 50% 0;
}
.wc-holder {
  position: absolute;
  bottom: 20px; left: 28px;
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 1.5px;
}

/* Quick wallet action row */
.wc-quick-row { display: flex; gap: 10px; margin-top: 14px; justify-content: space-between; }
.wc-quick-btn {
  flex: 1;
  display: flex; flex-direction: column; align-items: center; gap: 6px;
  cursor: pointer;
  transition: var(--transition);
}
.wc-quick-btn:hover .wc-qb-icon { transform: translateY(-3px); }
.wc-quick-btn span { font-size: 11px; color: var(--text-2); font-weight: 500; }
.wc-qb-icon {
  width: 46px; height: 46px;
  border-radius: 14px;
  border: 1px solid transparent;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  transition: var(--transition);
}

/* ── VIRTUAL CARD ─────────────────────────────────────────── */
.vcard {
  background: linear-gradient(135deg, #1e3a5f 0%, #0f2744 50%, #1a2e50 100%);
  border-radius: 16px;
  padding: 22px;
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.1);
  box-shadow: 0 12px 40px rgba(0,0,0,0.4);
  width: 100%;
  max-width: 360px;
}
.vcard::before {
  content: '';
  position: absolute;
  top: -40px; right: -40px;
  width: 160px; height: 160px;
  background: radial-gradient(circle, rgba(255,183,0,0.15), transparent 70%);
}
.vcard::after {
  content: '';
  position: absolute;
  bottom: -50px; left: -30px;
  width: 200px; height: 140px;
  background: radial-gradient(circle, rgba(59,130,246,0.15), transparent 70%);
}
.vcard-top {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 24px; position: relative; z-index: 1;
}
.vcard-brand { font-family: var(--font-display); font-size: 16px; font-weight: 800; color: #fff; }
.vcard-type { font-size: 10px; color: rgba(255,255,255,0.5); letter-spacing: 2px; font-weight: 600; }
.vcard-number {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: #fff;
  margin-bottom: 20px;
  position: relative; z-index: 1;
  text-shadow: 0 2px 8px rgba(0,0,0,0.4);
}
.vcard-bottom {
  display: flex; justify-content: space-between; align-items: flex-end;
  position: relative; z-index: 1;
}
.vcard-label { font-size: 9px; color: rgba(255,255,255,0.4); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 3px; }
.vcard-val { font-size: 13px; font-weight: 600; color: #fff; }
.vcard-network {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 900;
  color: rgba(255,255,255,0.7);
  font-style: italic;
}
.vcard-frozen-overlay {
  position: absolute; inset: 0;
  background: rgba(14,165,233,0.15);
  backdrop-filter: blur(3px);
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; font-weight: 800;
  color: #7dd3fc;
  letter-spacing: 4px;
  z-index: 10;
  border: 2px dashed rgba(125,211,252,0.4);
}

/* ── DAILY LIMIT RING ─────────────────────────────────────── */
.limit-ring { position: relative; display: inline-block; }
.limit-ring-text {
  position: absolute; inset: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
}

/* ── ALERT BANNER ────────────────────────────────────────── */
.alert-banner {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 18px;
  border-radius: 14px;
  border: 1px solid transparent;
}
.alert-banner.warning {
  background: rgba(245,158,11,0.08);
  border-color: rgba(245,158,11,0.25);
}
.alert-banner.info {
  background: rgba(59,130,246,0.08);
  border-color: rgba(59,130,246,0.2);
}

/* ── REFERRAL BANNER ─────────────────────────────────────── */
.referral-banner {
  background: linear-gradient(135deg, rgba(255,183,0,0.1), rgba(255,136,0,0.06));
  border: 1px solid rgba(255,183,0,0.25);
  border-radius: 14px;
  padding: 18px 20px;
  display: flex; align-items: center; justify-content: space-between;
  transition: var(--transition);
}
.referral-banner:hover {
  background: linear-gradient(135deg, rgba(255,183,0,0.15), rgba(255,136,0,0.1));
  border-color: rgba(255,183,0,0.4);
  transform: translateY(-2px);
}

/* ── RESPONSIVE ──────────────────────────────────────────── */
@media (max-width: 768px) {
  .wc-balance { font-size: 30px; }
  .wc-account-num { font-size: 14px; }
  .vcard-number { font-size: 16px; letter-spacing: 0.12em; }
}
@media (max-width: 480px) {
  .wc-quick-row { gap: 6px; }
  .wc-qb-icon { width: 38px; height: 38px; font-size: 17px; border-radius: 11px; }
  .wc-quick-btn span { font-size: 10px; }
}

/* ============================================================
   DASHBOARD v2 — Clean layout styles
   ============================================================ */

/* Header */
.db-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 20px;
  gap: 16px;
  flex-wrap: wrap;
}
.db-greeting {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 800;
  margin-bottom: 4px;
}
.db-date { font-size: 13px; color: var(--text-2); }
.db-fund-btn { width: auto !important; white-space: nowrap; }

/* KYC Alert */
.db-alert {
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(245,158,11,0.08);
  border: 1px solid rgba(245,158,11,0.25);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

/* Wallet Card */
.db-card {
  background: linear-gradient(135deg, #1c2235 0%, #141a28 45%, #1a2818 100%);
  border: 1px solid rgba(255,183,0,0.2);
  border-radius: 20px;
  padding: 24px 26px 22px;
  position: relative;
  overflow: hidden;
  margin-bottom: 14px;
}
.db-card-glow {
  position: absolute;
  top: -80px; right: -80px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(255,183,0,0.10) 0%, transparent 70%);
  pointer-events: none;
}
.db-card-inner { position: relative; z-index: 1; }
.db-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
}
.db-card-brand { display: flex; align-items: center; gap: 8px; }
.db-card-logo {
  width: 32px; height: 32px;
  background: linear-gradient(135deg, #ffb700, #ff8800);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px;
  box-shadow: 0 0 14px rgba(255,183,0,0.3);
}
.db-card-name { font-family: var(--font-display); font-size: 16px; font-weight: 800; color: #fff; }
.db-card-name span { color: var(--gold); }
.db-card-top-right { display: flex; align-items: center; gap: 10px; }
.db-tier {
  font-size: 10px; font-weight: 700;
  padding: 4px 10px; border-radius: 100px;
  border: 1px solid rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.5);
  background: rgba(255,255,255,0.05);
}
.db-tier-gold { color: #ffb700; border-color: rgba(255,183,0,0.3); background: rgba(255,183,0,0.1); }
.db-tier-silver { color: #94a3b8; border-color: rgba(148,163,184,0.3); background: rgba(148,163,184,0.08); }
.db-eye {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  padding: 5px 9px;
  cursor: pointer;
  font-size: 15px;
  color: var(--text-0);
  transition: var(--transition);
  line-height: 1;
}
.db-eye:hover { background: rgba(255,183,0,0.12); border-color: rgba(255,183,0,0.3); }
.db-bal-label {
  font-size: 10px; color: rgba(255,255,255,0.45);
  text-transform: uppercase; letter-spacing: 1.2px; margin-bottom: 6px;
}
.db-bal {
  font-family: var(--font-display);
  font-size: 36px; font-weight: 800;
  letter-spacing: -0.02em; line-height: 1;
  margin-bottom: 20px; color: #fff;
}
.db-card-bot {
  display: flex; align-items: flex-end; justify-content: space-between;
}
.db-card-acct-label { font-size: 10px; color: rgba(255,255,255,0.4); letter-spacing: 1px; margin-bottom: 4px; }
.db-card-acct {
  font-family: var(--font-display);
  font-size: 16px; font-weight: 700;
  letter-spacing: 0.12em; color: rgba(255,255,255,0.88);
  display: flex; align-items: center; gap: 8px;
}
.db-copy {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 6px; padding: 3px 7px;
  font-size: 13px; cursor: pointer; color: var(--gold);
  transition: var(--transition);
}
.db-copy:hover { background: rgba(255,183,0,0.15); }
.db-card-holder {
  font-size: 10px; color: rgba(255,255,255,0.35);
  text-transform: uppercase; letter-spacing: 1.5px; margin-top: 6px;
}
.db-card-chip-wrap { display: flex; align-items: center; gap: 10px; }
.db-chip {
  width: 28px; height: 20px; border-radius: 4px;
  border: 1px solid rgba(255,183,0,0.4);
  background: linear-gradient(135deg,rgba(255,183,0,0.15),rgba(255,136,0,0.08));
  display: flex; flex-direction: column; justify-content: center; gap: 3px; padding: 3px 4px;
}
.db-chip-h { height: 2px; background: rgba(255,183,0,0.45); border-radius: 1px; }
.db-nfc { display: flex; gap: 2px; align-items: center; }
.db-nfc-arc {
  width: 8px; height: 12px;
  border: 2px solid rgba(255,255,255,0.2);
  border-left: none; border-radius: 0 50% 50% 0;
}

/* Quick Actions Row */
.db-quick {
  display: flex; gap: 10px; margin-bottom: 20px;
  justify-content: space-between;
}
.db-qa {
  flex: 1; display: flex; flex-direction: column;
  align-items: center; gap: 7px; cursor: pointer;
  transition: var(--transition);
}
.db-qa:hover { transform: translateY(-3px); }
.db-qa-icon {
  width: 48px; height: 48px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; transition: var(--transition);
}
.db-qa span {
  font-size: 11px; color: var(--text-2); font-weight: 500; white-space: nowrap;
}

/* Stats Row */
.db-stats {
  display: grid; grid-template-columns: repeat(3,1fr);
  gap: 12px; margin-bottom: 20px;
}
.db-stat {
  background: var(--bg-1); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 16px;
  display: flex; align-items: center; gap: 12px;
  transition: var(--transition);
}
.db-stat:hover { border-color: var(--border-active); }
.db-stat-icon {
  width: 40px; height: 40px; border-radius: 11px;
  display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0;
}
.db-stat-label { font-size: 11px; color: var(--text-2); margin-bottom: 3px; }
.db-stat-val { font-family: var(--font-display); font-size: 18px; font-weight: 700; }

/* Virtual Card Generate CTA */
.db-gen-card {
  background: var(--bg-1); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 20px 22px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; margin-bottom: 20px; flex-wrap: wrap;
}
.db-gen-card-title { font-family: var(--font-display); font-size: 15px; font-weight: 700; margin-bottom: 4px; }
.db-gen-card-sub { font-size: 12px; color: var(--text-2); max-width: 400px; line-height: 1.5; margin-bottom: 10px; }
.db-gen-card-perks { display: flex; gap: 16px; flex-wrap: wrap; }
.db-gen-card-perks span { font-size: 11px; color: var(--text-2); }

/* Services Grid */
.db-services {
  display: grid; grid-template-columns: repeat(4,1fr);
  gap: 12px; margin-bottom: 20px;
}
.db-svc {
  background: var(--bg-1); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 16px 12px;
  display: flex; flex-direction: column;
  align-items: center; gap: 8px;
  cursor: pointer; transition: var(--transition); text-align: center;
}
.db-svc:hover { border-color: var(--border-active); transform: translateY(-3px); background: var(--bg-2); }
.db-svc-icon {
  width: 44px; height: 44px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.db-svc span { font-size: 12px; color: var(--text-1); font-weight: 500; }

/* Bottom Grid */
.db-bottom-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 16px; margin-bottom: 20px;
}
.db-box {
  background: var(--bg-1); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 20px;
}
.db-box-title {
  font-family: var(--font-display); font-size: 14px;
  font-weight: 700; margin-bottom: 16px; color: var(--text-0);
}
.db-box-head {
  display: flex; align-items: center;
  justify-content: space-between; margin-bottom: 16px;
}
.db-section { margin-bottom: 20px; }
.db-section-head {
  display: flex; align-items: center;
  justify-content: space-between; margin-bottom: 14px;
}
.db-section-title {
  font-family: var(--font-display); font-size: 15px; font-weight: 700;
}
.db-section-action {
  font-size: 12px; color: var(--text-2); cursor: pointer;
  transition: var(--transition);
}
.db-section-action:hover { color: var(--gold); }
.db-empty { text-align: center; padding: 20px; color: var(--text-2); font-size: 13px; }

/* Bar chart */
.db-bar-row { margin-bottom: 12px; }
.db-bar-label {
  display: flex; justify-content: space-between;
  font-size: 12px; margin-bottom: 5px;
}
.db-bar-track {
  height: 6px; background: var(--bg-3);
  border-radius: 3px; overflow: hidden;
}
.db-bar-fill {
  height: 100%; border-radius: 3px;
  transition: width .6s ease;
}

/* Ring chart */
.db-ring-wrap {
  display: flex; align-items: center; justify-content: center;
  position: relative; margin: 8px 0;
}
.db-ring-text {
  position: absolute; text-align: center; pointer-events: none;
}
.db-ring-info {
  text-align: center; font-size: 12px; color: var(--text-2); margin-top: 4px;
}
.db-ring-sub {
  text-align: center; font-size: 11px; color: var(--text-2); margin-top: 4px;
}

/* Referral Banner */
.db-referral {
  background: linear-gradient(135deg, rgba(255,183,0,0.1), rgba(255,136,0,0.05));
  border: 1px solid rgba(255,183,0,0.2);
  border-radius: var(--radius-md); padding: 18px 22px;
  display: flex; align-items: center;
  justify-content: space-between; cursor: pointer;
  transition: var(--transition); margin-bottom: 20px;
}
.db-referral:hover { border-color: rgba(255,183,0,0.4); background: rgba(255,183,0,0.12); }

/* vcard frozen state */
.vcard-frozen { opacity: .7; }

/* Responsive */
@media (max-width: 768px) {
  .db-stats { grid-template-columns: repeat(3,1fr); gap: 8px; }
  .db-stat { padding: 12px; }
  .db-stat-val { font-size: 15px; }
  .db-services { grid-template-columns: repeat(4,1fr); gap: 8px; }
  .db-bottom-grid { grid-template-columns: 1fr; }
  .db-bal { font-size: 28px; }
  .db-quick { gap: 6px; }
  .db-qa-icon { width: 40px; height: 40px; font-size: 17px; border-radius: 11px; }
  .db-qa span { font-size: 10px; }
}
@media (max-width: 480px) {
  .db-services { grid-template-columns: repeat(4,1fr); }
  .db-stats { grid-template-columns: repeat(3,1fr); }
  .db-stat-icon { display: none; }
}

/* ============================================================
   FINANCE, TRANSFER, PROFILE, OFFER BANNER — NEW STYLES
   ============================================================ */

/* ── OFFER BANNER (Sliding Carousel) ── */
.offer-wrap {
  border-radius: var(--radius-md);
  margin-bottom: 18px;
  overflow: hidden;
  position: relative;
  opacity: 1;
  transition: opacity .3s;
}
.offer-track {
  display: flex;
  transition: transform .5s cubic-bezier(.4,0,.2,1);
  will-change: transform;
}
.offer-slide {
  min-width: 100%;
  display: flex; align-items: center; gap: 12px;
  padding: 14px 16px;
  box-sizing: border-box;
}
.offer-emoji { font-size: 26px; flex-shrink: 0; }
.offer-text { flex: 1; min-width: 0; }
.offer-title { font-family: var(--font-display); font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 2px; }
.offer-desc { font-size: 12px; color: rgba(255,255,255,.78); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.offer-cta {
  padding: 7px 14px; border: none; border-radius: 8px;
  background: rgba(255,255,255,.22); color: #fff;
  font-size: 12px; font-weight: 700; cursor: pointer;
  white-space: nowrap; flex-shrink: 0; transition: .2s;
  font-family: var(--font-display);
}
.offer-cta:hover { background: rgba(255,255,255,.35); transform: translateY(-1px); }
.offer-dismiss {
  background: transparent; border: none; color: rgba(255,255,255,.5);
  cursor: pointer; font-size: 16px; padding: 4px 6px; flex-shrink: 0; line-height: 1;
}
.offer-dismiss:hover { color: #fff; }
.offer-dots { display: flex; gap: 5px; justify-content: center; padding: 8px 16px 10px; background: rgba(0,0,0,.15); }
.offer-dot { width: 6px; height: 6px; border-radius: 50%; background: rgba(255,255,255,.35); transition: .3s; cursor: pointer; }
.offer-dot.active { background: #fff; width: 18px; border-radius: 3px; }
.offer-dot:hover { background: rgba(255,255,255,.7); }

/* ── TRANSFER TABS ── */
.tf-tabs { display: flex; gap: 6px; margin-bottom: 20px; }
.tf-tab {
  flex: 1; padding: 11px; border-radius: var(--radius-md);
  border: 1.5px solid var(--border); background: var(--bg-1);
  color: var(--text-2); font-size: 14px; font-weight: 600;
  cursor: pointer; transition: .2s;
}
.tf-tab.active { border-color: var(--gold); color: var(--gold); background: var(--gold-glow); }
.tf-panel { animation: fadeU .3s ease; }

/* Verify success / loading */
.verify-success {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px; border-radius: var(--radius-sm);
  background: rgba(34,197,94,.08); border: 1px solid rgba(34,197,94,.2);
  animation: fadeU .3s ease;
}
.verify-loading {
  padding: 10px 14px; border-radius: var(--radius-sm);
  background: var(--bg-2); color: var(--text-2); font-size: 13px;
}

/* ── FUND MODAL UPGRADES ── */
.fund-bank-card {
  background: linear-gradient(135deg,#1c2235,#141a28);
  border: 1px solid rgba(255,183,0,.2); border-radius: var(--radius-md);
  padding: 16px; margin-bottom: 16px; text-align: center;
}
.fund-methods {
  display: flex; gap: 6px; margin-bottom: 16px;
}
.fund-method {
  flex: 1; padding: 9px; border-radius: 10px;
  border: 1.5px solid var(--border); background: var(--bg-2);
  color: var(--text-2); font-size: 13px; font-weight: 600;
  cursor: pointer; text-align: center; transition: .2s;
}
.fund-method.active { border-color: var(--gold); color: var(--gold); background: var(--gold-glow); }
.ussd-list { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.ussd-item {
  background: var(--bg-2); border: 1px solid var(--border);
  border-radius: 10px; padding: 10px 12px;
  display: flex; justify-content: space-between; align-items: center;
}
.fund-bank-list { display: flex; flex-direction: column; gap: 8px; }
.fund-bank-row {
  display: flex; justify-content: space-between;
  padding: 10px 14px; background: var(--bg-2);
  border-radius: 10px; font-size: 13px;
}

/* ── SAVINGS ── */
.sv-hero {
  background: linear-gradient(135deg,#1a3d2e,#0f2a1e,#1a2818);
  border: 1px solid rgba(34,197,94,.25); border-radius: 20px;
  padding: 26px; position: relative; overflow: hidden; margin-bottom: 20px;
}
.sv-hero-glow {
  position: absolute; top: -60px; right: -60px;
  width: 200px; height: 200px;
  background: radial-gradient(circle,rgba(34,197,94,.15),transparent 70%);
  pointer-events: none;
}
.sv-hero-label { font-size:10px; color:rgba(255,255,255,.5); text-transform:uppercase; letter-spacing:1.2px; margin-bottom:6px; }
.sv-hero-bal { font-family:var(--font-display); font-size:34px; font-weight:800; color:#fff; margin-bottom:6px; }
.sv-hero-actions { display:flex; gap:10px; margin-top:20px; }
.sv-plans { display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-bottom:20px; }
.sv-plan {
  background:var(--bg-1); border:1.5px solid var(--border); border-radius:var(--radius-md);
  padding:20px 16px; cursor:pointer; transition:.2s; text-align:center;
}
.sv-plan:hover, .sv-plan.active { border-color:var(--gold); background:var(--gold-glow); }
.sv-plan-icon { font-size:28px; margin-bottom:10px; width:50px; height:50px; border-radius:12px; display:flex; align-items:center; justify-content:center; margin:0 auto 10px; }
.sv-plan-name { font-family:var(--font-display); font-size:14px; font-weight:700; margin-bottom:4px; }
.sv-plan-rate { font-size:18px; font-weight:800; color:var(--gold); margin-bottom:6px; }
.sv-plan-desc { font-size:11px; color:var(--text-2); line-height:1.5; }

/* ── SAVEBOX ── */
.sb-info-strip {
  display:flex; gap:12px; margin-bottom:24px; flex-wrap:wrap;
}
.sb-info-item {
  flex:1; min-width:160px; display:flex; align-items:center; gap:12px;
  background:var(--bg-1); border:1px solid var(--border);
  border-radius:var(--radius-md); padding:14px;
}
.sb-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(240px,1fr)); gap:16px; }
.sb-card {
  background:var(--bg-1); border:1px solid var(--border);
  border-radius:var(--radius-md); padding:20px; transition:.3s;
}
.sb-card:hover { border-color:var(--border-active); transform:translateY(-2px); }
.sb-card-top { display:flex; align-items:center; gap:12px; margin-bottom:4px; }
.sb-card-icon { font-size:28px; }

/* ── SPEND & SAVE ── */
.ss-hero {
  background:var(--bg-1); border:1.5px solid var(--border);
  border-radius:var(--radius-md); padding:22px; margin-bottom:20px; transition:.3s;
}
.ss-hero.active { border-color:rgba(34,197,94,.4); background:rgba(34,197,94,.04); }

/* ── PROFILE ── */
.prof-hero {
  background: linear-gradient(135deg,var(--bg-1),var(--bg-2));
  border:1px solid var(--border); border-radius:20px;
  padding:28px; display:flex; align-items:center; gap:24px;
  margin-bottom:24px; flex-wrap:wrap;
}
.prof-avatar-wrap { position:relative; flex-shrink:0; }
.prof-avatar-edit {
  position:absolute; bottom:-2px; right:-2px;
  width:26px; height:26px; border-radius:50%;
  background:var(--gold); border:2px solid var(--bg-0);
  display:flex; align-items:center; justify-content:center;
  font-size:11px; cursor:pointer; transition:.2s;
}
.prof-avatar-edit:hover { transform:scale(1.1); }
.prof-hero-info { flex:1; min-width:180px; }
.prof-name { font-family:var(--font-display); font-size:22px; font-weight:800; margin-bottom:4px; }
.prof-email { font-size:13px; color:var(--text-2); margin-bottom:2px; }
.prof-phone { font-size:13px; color:var(--text-2); margin-bottom:8px; }
.prof-badge {
  display:inline-flex; align-items:center; gap:4px;
  font-size:10px; font-weight:700; padding:3px 9px; border-radius:100px;
  border:1px solid rgba(255,255,255,.12); background:rgba(255,255,255,.05);
  color:rgba(255,255,255,.6);
}
.prof-badge.gold { color:#ffb700; border-color:rgba(255,183,0,.3); background:rgba(255,183,0,.08); }
.prof-badge.admin { color:#8b5cf6; border-color:rgba(139,92,246,.3); background:rgba(139,92,246,.08); }
.prof-badge.silver { color:#94a3b8; border-color:rgba(148,163,184,.3); }
.prof-hero-stats {
  display:flex; gap:16px; flex-shrink:0; flex-wrap:wrap; margin-left:auto;
}
.prof-stat { text-align:center; }
.prof-stat-val { font-family:var(--font-display); font-size:18px; font-weight:800; color:var(--gold); }
.prof-stat-label { font-size:11px; color:var(--text-2); margin-top:2px; }
.prof-info-grid { display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-top:8px; }
.prof-info-item { background:var(--bg-2); border-radius:10px; padding:12px; }
.prof-info-label { font-size:10px; color:var(--text-2); text-transform:uppercase; letter-spacing:1px; margin-bottom:4px; }
.prof-info-val { font-size:13px; font-weight:600; color:var(--text-0); }

/* New sidebar badge */
.sidebar-badge.new { background: var(--gold); color: #080b10; }

/* Responsive */
@media(max-width:768px){
  .sv-plans { grid-template-columns:1fr 1fr; }
  .prof-hero { flex-direction:column; text-align:center; }
  .prof-hero-stats { margin-left:0; justify-content:center; }
  .offer-desc { display:none; }
  .tf-tabs { gap:4px; }
  .tf-tab { font-size:12px; padding:9px 6px; }
  .sb-grid { grid-template-columns:1fr; }
}
@media(max-width:480px){
  .sv-plans { grid-template-columns:1fr; }
  .ussd-list { grid-template-columns:1fr; }
  .prof-info-grid { grid-template-columns:1fr; }
}

/* ── AVATAR STYLE CARD ── */
.avatar-style-card {
  display: flex; flex-direction: column; align-items: center;
  padding: 12px 8px; border-radius: 12px;
  border: 2px solid var(--border); background: var(--bg-2);
  cursor: pointer; transition: all .2s; text-align: center;
}
.avatar-style-card:hover { border-color: var(--border-active); transform: translateY(-2px); }
.avatar-style-card.active { border-color: var(--gold); background: var(--gold-glow); }

/* ── PIN SHAKE ANIMATION ── */
@keyframes shake {
  0%,100% { transform: translateX(0); }
  20%      { transform: translateX(-8px); }
  40%      { transform: translateX(8px); }
  60%      { transform: translateX(-6px); }
  80%      { transform: translateX(6px); }
}

/* ── HEADER AVATAR WITH PHOTO ── */
.avatar-btn img { width: 32px; height: 32px; border-radius: 50%; object-fit: cover; vertical-align: middle; }

/* ── FUND MODAL IMPROVEMENTS ── */
.fund-bank-card { position: relative; }
.fund-bank-card::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(255,183,0,0.08), transparent 60%);
  border-radius: var(--radius-md);
  pointer-events: none;
}

/* ── WITHDRAWAL PANEL ── */
.wd-balance-strip {
  background: linear-gradient(135deg, #1a0a0a, #2d1515, #1a0a0a);
  border: 1px solid rgba(239,68,68,0.25);
  border-radius: 16px; padding: 20px 24px;
  display: flex; align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  position: relative; overflow: hidden;
}
.wd-balance-strip::before {
  content: '';
  position: absolute; top: -40px; right: -40px;
  width: 150px; height: 150px;
  background: radial-gradient(circle, rgba(239,68,68,0.12), transparent 70%);
  pointer-events: none;
}
.wd-balance-label {
  font-size: 11px; color: rgba(255,255,255,0.5);
  text-transform: uppercase; letter-spacing: 1px; margin-bottom: 6px;
}
.wd-balance-val {
  font-family: var(--font-display); font-size: 32px;
  font-weight: 800; color: #fff;
}
.wd-balance-right { text-align: right; }

.wd-saved-banks { display: flex; flex-direction: column; gap: 8px; }
.wd-saved-bank {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 14px;
  background: var(--bg-2); border: 1px solid var(--border);
  border-radius: 10px; cursor: pointer; transition: .2s;
}
.wd-saved-bank:hover { border-color: var(--gold); background: var(--gold-glow); }
.wd-bank-icon {
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), #ff8800);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 15px; color: #000; flex-shrink: 0;
}
.wd-bank-info { flex: 1; }
.wd-bank-name { font-weight: 600; font-size: 14px; }
.wd-bank-num  { font-size: 12px; color: var(--text-2); margin-top: 1px; }
.wd-bank-arrow { color: var(--text-2); font-size: 18px; }

.wd-fee-box {
  background: var(--bg-2); border: 1px solid var(--border);
  border-radius: 10px; padding: 14px 16px; margin-bottom: 16px;
}
.wd-fee-row {
  display: flex; justify-content: space-between;
  font-size: 13px; color: var(--text-1);
  padding: 4px 0;
}

@keyframes spin { to { transform: rotate(360deg); } }

/* ── ADMIN ENHANCEMENTS ── */
.adm-fund-card {
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 16px;
  cursor: pointer;
  transition: border-color .2s, background .2s;
}
.adm-fund-card:hover {
  border-color: var(--gold);
  background: var(--gold-glow);
}
.db-box-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.db-section-action {
  font-size: 13px;
  color: var(--gold);
  cursor: pointer;
  font-weight: 600;
}
.db-section-action:hover { text-decoration: underline; }